First time home buyers

Making Your Homebuying Experience Seamless

Get Approved Now!

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First time home buyers

Making Your Homebuying Experience Seamless

First time home buyers

Making Your Homebuying
Experience Seamless

Smart strategies
to Secure a Mortgage as a First-Time Home Buyer

Cultivate a strong credit score above 680

Demonstrate consistent employment history

Accumulate at least 5% for your down payment

Organize comprehensive financial documentation

hiring

Obtain pre-approval before house hunting

Select a property that balances your needs and budget

Why use our mortgage specialist as a first time home buyers

Access an extensive portfolio of customized mortgage solutions designed for your situation

Receive expert guidance throughout your purchasing journey at no additional cost

Effortlessly compare market-leading rates without leaving your home

Secure personalized strategies regardless of your financial background

Unlock exclusive incentives and promotions unavailable through standard channels

mortgage broker agent in ontario canada First time home buyers

how
fortune funding
can help you

At Fortune Funding, we guide you through each step of the home-buying process, from pre-approval to closing, making it straightforward and stress-free. Our expert mortgage team specializes in assisting first-time homebuyers with diverse credit and income situations. With access to over 50 alternative lenders, we customize solutions to fit your unique financial needs.

Fast & flexible approvals

Access to specialized lenders

Credit improvement strategies

Negotiation expertise

Customised solutions

Low-Interest financing options

first-time home buyer mortgages
Assessment in 3 simple steps

First time home buyers page long form
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First time home buyers page long form
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Steps to Qualify for Your First Mortgage

Reduce your current debt-to-income ratio

Establish a stable employment and earnings record

Achieve a credit score exceeding 680 to secure optimal rates

Provide comprehensive financial records for thorough pre-approval

Accumulate 5% down payment for insured or 20% for conventional financing

Choose a home that aligns with your approved purchasing power

Own your home? You're approved

What our clients are saying about us

Mortgage Broker in Toronto Ontario Canada

Carmela Pirillo

Google

I had the pleasure of meeting Azie about a year and a half ago and I was blown away by her friendliness. She really is a wonderful person and a fantastic mortgage broker that goes the distance for her clients.

Shivani Tamane Mortgage Broker in Toronto Ontario Canada

Shivani Tamane

Google

Azie is extremely good at what she does. She is very thorough and hardworking, always available to answer all questions 24/7. She’s a superwoman!! She is the most seamless and efficient person I have ever worked with, which made our first time home buying process so much more easy.

Mortgage Broker in Toronto Ontario Canada

Rachael Stafford

Google

We recently worked with Azie to renew our mortgage and her service was beyond excellent. She is knowledgable, professional, prompt in her communication, and did her due diligence in finding us the best lender for our needs.

Mortgage Broker in Toronto Ontario Canada

Derek Melo

Google

What can I say? Azie was an absolute joy to work with. Already ahead of the questions I may have and was most receptive to any concerns. Made the whole process seem like a breeze. Appreciate all the effort that Azie put in! Couldn't recommend any one else.

Mortgage Agent Level 2 FSRA # M18001118 | Independently owned and operated under License # 12179 Network Partner of Mortgage Intelligence | 620 Brant St. Unit 1, Burlington, Ontario L7R 2G9

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